Financial Copilot

Ask anything. Get answers that matter.

A conversational AI that understands football contracts, tax residency, and career timelines. Not generic advice — personalized intelligence.

If I move to the Premier League, what happens to my retirement plan?

F

Moving to the Premier League would increase your gross salary by ~40% based on average market rates. However, UK tax rates are higher (47% top bracket vs 35% in Portugal).

Net impact: Your retirement readiness improves from 74% to 81% over a 4-year contract, primarily due to higher absolute earnings. I've modeled three scenarios for you.

Insights

Recommended

Premier League move improves long-term outlook

Assumptions
  • • Current contract: €3.2M/year
  • • Est. PL salary: €4.5M/year
  • • 4-year contract horizon
Risk Note

Higher cost of living in UK may offset some tax benefits

Questions Finnan can answer

"Can I retire at 45 if I sign this new deal?"

"If I move from Portugal to England, what happens to my taxes?"

"How should I invest my signing bonus in a tax-efficient way?"

"Should I pay off my flat early or invest the bonus?"

"What happens to my plan if I get injured for 6 months?"

"Is it worth taking a lower salary to play in a tax-friendly country?"

Natural Language Understanding

Ask questions the way you think. "Should I buy a flat in Barcelona or keep renting?" Finnan understands context, contracts, and your goals.

Simulation-Backed Answers

Every recommendation runs through thousands of scenarios. See probabilities, not just opinions.

Why & What-If Explanations

Never left wondering. Every answer includes clear reasoning and alternative options with trade-offs.

Risk-Aware Guidance

Clear warnings when decisions carry significant risk. Finnan helps you avoid emotional mistakes during volatility.

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Join the waitlist for early access to Finnan.

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